Focused Restaurant Insurance

FRi Pizza Program

Built for Pizza Operators.

High volume. Fast pace. Customized insurance solutions.

FRi serves both franchisees and locally-owned pizzerias with two flexible paths: the FRi Captive Program for clean, high-performance operations, and the FRi E&S Program for complex or higher-risk operators. Either way, the coverage matches how you actually run.

Ideal Risk Profile

  • Captive Program — clean, high-performance pizza operations
  • Low alcohol, limited delivery
  • Good claims history and stable growth
  • E&S Program — complex or higher-risk operations
  • Heavy delivery and late-night operations supported

Structured for Stability

  • Liability Shield & General Liability
  • Liquor Liability
  • Business Personal Property
  • Built specifically for restaurant operations
  • Understands delivery + kitchen risk

Owner Benefits

  • Restaurant-specific focus
  • Scalable growth from one location to many
  • Long-term pricing control
  • Claims-aware structuring
  • Matches insurance to how you actually operate

Closing Statement

"We don't just insure pizza operations — we structure them for how they actually run."

Built for Franchisees & Owner-Operators

Let's protect what you've built.

Whether you're a multi-unit franchisee or a single locally-owned shop, FRi structures coverage to match how you actually operate.