FRi Sandwich Program
Designed for Franchisees like Jimmy John's.
One program. Many brands. Built for restaurants.
FRi is a restaurant-focused insurance program designed for franchise owners, multi-unit operators, and locally-owned sandwich shops across any brand, concept, or cuisine. We deliver the right coverage, at the right price, with a partner who understands restaurants.
Ideal Risk Profile
- 0% alcohol exposure
- Consistent, repeatable operations
- Lower severity claims vs. full-service restaurants
- Strong underwriting profile
- Ideal for multi-location operators
Structured for Stability
- General Liability + Property Coverage
- Business Personal Property + Business Income
- Workers' Compensation
- Commercial Auto + Hired & Non-Owned Auto
- Cyber, Crime, Umbrella, Equipment Breakdown, EPLI
Owner Benefits
- Predictable insurance costs
- Fewer audit surprises
- Multi-unit growth ready
- Long-term program stability
- Not subject to volatile market swings
Closing Statement
"We don't just insure restaurants — we help franchise owners build stronger, more profitable businesses for the long term."
Built for Franchisees & Owner-Operators
Let's protect what you've built.
Whether you're a multi-unit franchisee or a single locally-owned shop, FRi structures coverage to match how you actually operate.